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Housing Technology

Technology across real estate, lending, property operations, and housing data.

Latest coverage

AnalysisHousing TechnologyOct 12, 20262 min read

eXp ShowGo Showing Fees and Access

Understand eXp ShowGo showing fees, who can access assignments, how open-house coverage differs, and which payment terms to confirm before accepting.

AnalysisMortgage & FinanceOct 8, 20264 min read

UWM Credit Score Overlay Removal: The Limits

UWM credit score overlay removal covers specified agency loans. Agency rules and loan conditions still apply, while scores remain relevant to pricing.

AnalysisHousing TechnologyOct 7, 20264 min read

PollyOS Loan Margin Tracking: What to Verify

Evaluate PollyOS loan margin tracking by reconciling lock economics with sale proceeds, tracing overrides and checking rollout and performance claims.

ChecklistHousing TechnologyOct 3, 20265 min read

Real Estate CRM Contact Merges: What Survives?

Before real estate CRM contact merges, verify identity, source attribution, communication preferences, automation behavior, and what you can recover.

AnalysisHousing TechnologyOct 2, 20264 min read

UAD 3.6 Policy Exception: Who Must Apply?

The UAD 3.6 policy exception requires approval from each applicable GSE. Track the mandate, 2027 submission deadlines and vendor readiness.

AnalysisPolicy & RegulationSep 30, 20264 min read

Dupuis Zillow Ruling: Claims Can Proceed

The Dupuis Zillow ruling lets CRM tying and mortgage-steering claims proceed. The September 28 order did not establish liability or change contracts.

GuideHousing TechnologySep 30, 20264 min read

eNote Correction: When a New Note Is Needed

Fannie Mae’s eNote correction rules determine when a new note is needed, who must sign and how acquisition changes the required process.

AnalysisHousing TechnologySep 28, 20264 min read

Lofty MCP Server: Verify Read and Write Access

The Lofty MCP server promises authorized AI actions. See what its launch establishes and what brokerages should verify about permissions and audit records.

GuideHousing TechnologySep 26, 20265 min read

Mortgage Asset Report Expiration: Which Date?

Mortgage asset report expiration depends on data dates and DU validation conditions. A delayed closing may require fresh employment evidence.

AnalysisAgents & BrokeragesSep 24, 20263 min read

Orion MLS Access Rollout: Search Before Feeds

The Orion MLS access rollout connects participating California, Nevada and Oregon markets. Check search access, planned feeds and reuse rights.

Data ReportHousing TechnologySep 23, 20264 min read

2026 Realtor Technology Spending Bands

Read 2026 Realtor technology spending bands, survey limits and adoption barriers to compare budgets without mistaking peer spending for a target.

AnalysisHousing TechnologySep 22, 20264 min read

Relevate AIMEE: Check Data Permissions

Relevate AIMEE data permissions need review across embedded chat and external AI access. What MLS and association leaders should verify before enabling it.

GuideHousing TechnologySep 21, 20265 min read

Real Estate AI Regression Testing

Use real estate AI regression testing to compare transaction summaries and deadlines, score errors, and decide when to pause or roll back an update.

ChecklistHousing TechnologySep 19, 20265 min read

eClosing Paper Copies: Consent and Access

Before consenting to an eClosing, check paper copies, fees, withdrawal rules and portal access so you can save and retrieve your mortgage documents.

AnalysisHousing TechnologySep 15, 20264 min read

Bilt Livly Migration: What to Confirm

Bilt Livly migration details remain open in the launch announcement. What operators should confirm about access, service requests and payment records.

AnalysisHousing TechnologySep 14, 20263 min read

Vesta Mezzo Verification Routing: What to Test

Vesta Mezzo verification routing adds a shared provider gateway. Test lender rules, fallback orders and cost evidence before rollout.

ChecklistHousing TechnologySep 13, 20264 min read

Real Estate AI Prompt Injection: Vendor Checks

Real estate AI prompt injection can trigger unwanted actions. Check assistant permissions, approval controls, audit logs and vendor testing evidence.

AnalysisAgents & BrokeragesSep 9, 20263 min read

Bright MLS AI Academy: Training Scope and Limits

Bright MLS AI Academy training scope: planned subscriber learning, a year-end 2026 launch target, unanswered terms and brokerage oversight needs.

AnalysisHousing TechnologySep 7, 20264 min read

FSBO PACT Beta: Check the Contract Handoff

The FSBO PACT contract handoff needs a clear owner. Verify the memorandum’s legal effect, signatures, state forms and unresolved terms.

GuideHousing TechnologySep 4, 20264 min read

Mortgage Bank Link: How to Revoke Access

Revoke access to a mortgage bank link, confirm remaining verification needs, and separate disconnection from data deletion or application withdrawal.

Data ReportHousing TechnologyAug 30, 20264 min read

Q2 2026 Mortgage Fraud Risk: Read the Mix

The Q2 2026 mortgage fraud risk mix shifted toward purchases. What Cotality’s index measures and what lenders should check before tightening controls.

Data ReportHousing TechnologyAug 28, 20264 min read

2026 Brokerage AI Risk Survey: Read the Sample

Read the 2026 brokerage AI risk survey with its sample counts, limits and practical vendor questions. Reported concern does not measure losses.

AnalysisHousing TechnologyAug 27, 20264 min read

NWMLS Cribio Search: How Broker Routing Works

NWMLS Cribio search pairs AI discovery with listing broker routing. What Washington firms should know about buyer representation and data limits.

ChecklistHousing TechnologyAug 26, 20264 min read

Property Fraud Alerts: Check Name Matching

Set up property fraud alerts with name matching checks for co-owners, trusts and businesses. Verify county coverage and understand what alerts cannot do.

ComparisonHousing TechnologyAug 24, 20264 min read

UAD 3.6: Update vs. Completion Report

Compare the UAD 3.6 update vs. completion report: what each establishes, when a loan may need both, and how the original appraisal format controls.

ChecklistHousing TechnologyAug 22, 20263 min read

Rental Smart Lock Offline Access: What to Check

Check rental smart lock offline access before buying: verify existing PINs, code revocation, battery backup, access logs and staff response plans.

GlossaryHousing TechnologyAug 17, 20264 min read

eNote vs. Scanned Mortgage Note: The Difference

Compare an eNote vs. a scanned mortgage note: what makes an electronic original, why a closing may still need paper and which copies to keep.

GlossaryHousing TechnologyAug 9, 20264 min read

AUS Approval vs. Clear to Close: What Remains?

Compare AUS approval vs. clear to close, including DU and LPA findings, lender verification duties, and changes that can trigger another review.

Guides & explainers

ChecklistHousing TechnologyOct 3, 20265 min read

Real Estate CRM Contact Merges: What Survives?

Before real estate CRM contact merges, verify identity, source attribution, communication preferences, automation behavior, and what you can recover.

GuideHousing TechnologySep 30, 20264 min read

eNote Correction: When a New Note Is Needed

Fannie Mae’s eNote correction rules determine when a new note is needed, who must sign and how acquisition changes the required process.