Data ReportMortgage & FinanceOct 8, 20264 min read
October 8, 2026 Mortgage Costs: Five-Year View
October 8, 2026 mortgage costs: compare five-year interest and principal at 7.40% and 7.28%, then see what a Loan Estimate adds.
Mortgage Rate Reports
Sourced rate reports, definitions, and explanations of changes over time.
Published reports
Data ReportMortgage & FinanceOct 1, 20264 min read
October 1, 2026 Mortgage Rates: DTI Headroom
October 1, 2026 mortgage rates: See how the higher 30-year benchmark changes payments and debt-to-income headroom in a preapproval sensitivity test.
Data ReportMortgage & FinanceSep 24, 20263 min read
September 2026 Mortgage Survey Gap Explained
Compare the September 2026 mortgage survey gap: Freddie Mac and MBA use different windows and loan samples, and report points differently.
Data ReportMortgage & FinanceSep 17, 20264 min read
September 17, 2026 Mortgage Rates: Lock Risk
September 17, 2026 mortgage rates rose in Freddie Mac’s survey. See the observation window, payment sensitivity for unlocked loans and rate-lock limits.
Data ReportMortgage & FinanceSep 10, 20264 min read
September 10, 2026 Mortgage–Treasury Spread: Align the Dates
The September 10, 2026 mortgage–Treasury spread was nearly flat using aligned windows. See why release-day yields suggest narrowing.
Data ReportMortgage & FinanceSep 3, 20263 min read
September 3, 2026 Mortgage Buying Power at a Fixed Budget
September 3, 2026 mortgage buying power: see how a $2,500 payment translates into loan principal, and why a home-price budget needs more inputs.
Data ReportMortgage & FinanceAug 27, 20264 min read
August 27, 2026: Mortgage Refinance Math
August 27, 2026 mortgage refinance math: separate rate savings from a longer loan term, then compare fees and remaining balances over five years.
Data ReportMortgage & FinanceAug 20, 20263 min read
Mortgage Rates, August 20, 2026: What the Benchmark Measures
Mortgage rates for August 20, 2026: What the benchmark measures and how to compare lender quotes by loan details, upfront costs and lock timing.
MarketMortgage & FinanceAug 13, 20264 min read
Mortgage Rates for August 13, 2026: What a Small Drop Saves
Mortgage rates for August 13, 2026: a two-basis-point decline saves $5.30 a month on a hypothetical $400,000, 30-year loan. See why quotes can differ.
Data ReportMortgage & FinanceAug 7, 20264 min read
Mortgage Rates for August 6, 2026: Terms Diverge
Mortgage rates on August 6, 2026 split by term: 30-year rates rose and 15-year rates fell. Compare payments and understand Freddie Mac's survey limits.