Home Affordability Calculator
Explore how income, debts, and financing assumptions affect a housing budget.
Calculator
Home Affordability Calculator
Estimate the highest home price your income supports under common debt-to-income limits.
Assumptions
Estimate
Estimated maximum home price$418,000
Loan amount$358,000
Maximum monthly housing payment$2,800
Principal and interest$2,263
- The housing payment is capped by the lower of the housing-to-income and total debt-to-income limits.
- Price is solved so principal, interest, property tax, insurance, and HOA fit inside that cap.
Use the assumptions and limitations shown with the calculator when interpreting a result. The estimate is educational and may differ from actual costs or eligibility.